How to Invest and Use 5paisa

Download App

Introduction

Investing in the stock market is now easier than ever, thanks to online trading platforms like 5paisa. Whether you are a beginner or an experienced trader, 5paisa provides a seamless experience for stock trading, mutual fund investments, IPOs, commodities, and more. With its low brokerage fees, user-friendly mobile app, and advanced trading tools, it has become one of India’s most preferred discount brokers.

If you are looking to invest using 5paisa, this step-by-step guide will help you open an account, deposit funds, buy stocks, and track your investments. By the end of this article, you will have a clear understanding of how to use 5paisa for profitable investing.

What is 5paisa?

5paisa is a SEBI-registered discount broker that offers low-cost trading and investment services. It allows investors to trade in:

Stocks (Equities) – Buy shares of listed companies like Reliance, Infosys, and TCS.
Mutual Funds – Invest in a variety of direct mutual funds.
IPOs (Initial Public Offerings) – Apply for new stock listings before they hit the market.
Futures & Options (F&O Trading) – Trade in the derivatives segment.
Commodities & Currency Trading – Invest in gold, silver, and forex markets.
Insurance & Loans – Buy health insurance, life insurance, and personal loans.

Key Features of 5paisa:

Zero Brokerage on Mutual Fund Investments
Flat ₹20 Per Trade for Stocks & F&O
100% Paperless Account Opening (KYC approval in 24 hours)
Advanced Trading Tools & Charts
Access to US Stock Market Investments
Multiple Investment Options in One App

With its low brokerage costs and user-friendly interface, 5paisa is a great choice for Indian investors.

Step-by-Step Guide to Investing Using 5paisa

Step 1: Open a 5paisa Demat & Trading Account

To start investing with 5paisa, you must open a Demat and Trading Account. The process is completely digital and can be completed within minutes.

Documents Required:

📌 Aadhaar Card (Linked with Mobile Number)
📌 PAN Card
📌 Bank Account Details (Cancelled Cheque or Passbook Copy)
📌 Signature on White Paper
📌 Passport-Sized Photograph

How to Open an Account on 5paisa:

1️⃣ Visit the 5paisa Website or Download the App

2️⃣ Click on ‘Open an Account’

  • Enter your mobile number and email ID.

3️⃣ Complete KYC Verification

  • Upload Aadhaar, PAN, and Bank Proof.
  • Take a live selfie for facial recognition.

4️⃣ eSign with Aadhaar OTP

  • Use your Aadhaar-linked mobile number to complete eSigning.

5️⃣ Submit and Wait for Approval

  • Your account will be activated within 24-48 hours, and you’ll receive login credentials via email.

Step 2: Add Money to Your 5paisa Account

Before making your first investment, you need to deposit money into your 5paisa trading account.

Steps to Add Funds:

  1. Log in to your 5paisa account.
  2. Tap on the “Funds” section.
  3. Click “Add Money”.
  4. Choose your payment method:
    • UPI (Google Pay, PhonePe, Paytm, etc.)
    • Net Banking
    • NEFT/RTGS Transfer
  5. Enter the amount and confirm the transaction.

✅ Funds will be credited instantly for UPI and Net Banking transactions.

Step 3: Explore Investment Options on 5paisa

5paisa provides multiple investment options to help you build your wealth.

1️⃣ Investing in Stocks (Equity Trading)

📈 Buy and sell shares of listed companies on the NSE and BSE.

Best For: Investors looking for long-term wealth creation.
Flat ₹20 per trade for intraday trading.

2️⃣ Investing in Mutual Funds

💰 Invest in direct mutual fund schemes with zero commission.

Best For: Investors who want to build wealth passively.
SIP (Systematic Investment Plan) available for regular investments.

3️⃣ Applying for IPOs (Initial Public Offerings)

🚀 Invest in new companies before they are listed in the stock market.

Best For: Investors looking for high-growth opportunities.
Easy IPO application directly from the 5paisa app.

4️⃣ Futures & Options (F&O Trading)

📊 Trade derivatives (Futures & Options) for high-risk, high-reward strategies.

Best For: Experienced traders who understand leverage.
Not recommended for beginners due to high risk.

5️⃣ Investing in Commodities & Forex

🌎 Trade in gold, silver, crude oil, and currency markets.

Best For: Investors looking to diversify their portfolio.

Step 4: How to Buy Stocks on 5paisa

Once you have added funds and explored investment options, you can buy your first stock.

How to Buy Stocks on 5paisa:

1️⃣ Login to 5paisa

  • Use your registered email and password.

2️⃣ Search for a Stock

  • Type the stock name (e.g., Infosys, HDFC Bank) in the search bar.

3️⃣ Select ‘Buy’ Option

  • Click on the stock and tap on “Buy”.

4️⃣ Enter Order Details

  • Quantity: Number of shares you want to buy.
  • Order Type:
    • Market Order (Instant purchase at current price).
    • Limit Order (Buy only at a specific price).
  • Intraday or Delivery:
    • Intraday (Trade within the same day).
    • Delivery (Hold stocks for long-term investment).

5️⃣ Confirm and Execute Order

  • Click ‘Buy’, and the stock will be added to your portfolio.

Tips for Successful Investing on 5paisa

1️⃣ Start Small – Invest small amounts and learn the stock market basics.
2️⃣ Diversify Portfolio – Don’t invest all your money in one stock.
3️⃣ Monitor Market Trends – Stay updated with market news.
4️⃣ Use Stop-Loss Orders – Protect yourself from unexpected losses.
5️⃣ Invest for the Long Term – The stock market rewards patience.
6️⃣ Avoid Overtrading – Too many trades can increase brokerage costs.

Conclusion

5paisa is a low-cost, reliable, and efficient platform for investing in stocks, mutual funds, IPOs, and derivatives. With zero brokerage on mutual funds, flat-rate pricing on trades, and advanced trading tools, 5paisa provides everything you need to succeed in the stock market.

🚀 Start investing with 5paisa today and grow your financial future!

Facebook
Twitter
LinkedIn
Email
WhatsApp